{"id":4192,"date":"2023-01-31T18:00:00","date_gmt":"2023-01-31T10:00:00","guid":{"rendered":"https:\/\/skyreaderpapa.com\/?p=4192"},"modified":"2023-04-20T01:36:15","modified_gmt":"2023-04-19T17:36:15","slug":"zero-based-financial-management-skills","status":"publish","type":"post","link":"https:\/\/skyreaderpapa.com\/zero-based-financial-management-skills\/","title":{"rendered":"\u300a\u96f6\u57fa\u790e\u7684\u4f5b\u7cfb\u7406\u8ca1\u8853\u300b\u6a02\u6d3b\u5927\u53d4\u6559\u4f60\u7121\u75db\u7406\u8ca1"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\">\u5167\u5bb9\u76ee\u9304<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6635e47d47e6e\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" 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rel=\"noopener\">\u4eba\u751f\u5be6\u7528\u5546\u5b78\u9662<\/a>\u300b\uff0c\u7bc0\u76ee\u4e2d\u5979\u7d93\u5e38\u4ecb\u7d39\u65bd\u6607\u8f1d\u4ee5\u53ca\u4ed6\u7684\u4f5b\u7cfb\u7406\u8ca1\u8853\u3002\u524d\u4e9b\u65e5\u5b50\uff0c\u6211\u4f7f\u7528 HyRead \u9810\u7d04\u9019\u672c\u300a<a href=\"https:\/\/skyreaderpapa.com\/recommends\/zero-based-financial-management-skills\/\">\u96f6\u57fa\u790e\u7684\u4f5b\u7cfb\u7406\u8ca1\u8853<\/a>\u300b\uff0c\u5728\u524d\u5169\u5929\u7a81\u7136\u901a\u77e5\u9810\u7d04\u66f8\u5230\u4e86\uff01\u6211\u8d81\u8457\u6628\u65e5 ACM \u4efb\u52d9\u822a\u7a0b\u4e2d\u5f88\u5feb\u628a\u5b83\u770b\u5b8c\u4e86\uff08\u5feb\u5230\u61c9\u8a72\u6c92\u6709\u4e00\u500b\u5c0f\u6642\uff09\uff0c\u7c21\u55ae\u5206\u4eab\u6211\u5438\u6536\u5230\u76843\u500b\u91cd\u9ede\uff01<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%8A%95%E8%B3%87%E7%9A%84%E7%9B%AE%E7%9A%84\"><\/span>\u6295\u8cc7\u7684\u76ee\u7684<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1290\" height=\"849\" src=\"https:\/\/i0.wp.com\/skyreaderpapa.com\/wp-content\/uploads\/2023\/01\/pexels-photo-4116640.jpeg?resize=1290%2C849&#038;ssl=1\" alt=\"colorful cutouts of the word purpose\" class=\"wp-image-4195\" srcset=\"https:\/\/i0.wp.com\/skyreaderpapa.com\/wp-content\/uploads\/2023\/01\/pexels-photo-4116640.jpeg?w=1880&amp;ssl=1 1880w, https:\/\/i0.wp.com\/skyreaderpapa.com\/wp-content\/uploads\/2023\/01\/pexels-photo-4116640.jpeg?resize=300%2C198&amp;ssl=1 300w, https:\/\/i0.wp.com\/skyreaderpapa.com\/wp-content\/uploads\/2023\/01\/pexels-photo-4116640.jpeg?resize=1024%2C674&amp;ssl=1 1024w, https:\/\/i0.wp.com\/skyreaderpapa.com\/wp-content\/uploads\/2023\/01\/pexels-photo-4116640.jpeg?resize=768%2C506&amp;ssl=1 768w, https:\/\/i0.wp.com\/skyreaderpapa.com\/wp-content\/uploads\/2023\/01\/pexels-photo-4116640.jpeg?resize=1536%2C1011&amp;ssl=1 1536w\" sizes=\"(max-width: 1290px) 100vw, 1290px\" data-recalc-dims=\"1\" \/><figcaption class=\"wp-element-caption\">Photo by Magda Ehlers on <a href=\"https:\/\/www.pexels.com\/photo\/colorful-cutouts-of-the-word-purpose-4116640\/\" rel=\"nofollow noopener\" class=\"broken_link\" target=\"_blank\">Pexels.com<\/a><\/figcaption><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u6295\u8cc7\u6b78\u6295\u8cc7\uff0c\u8208\u8da3\u6b78\u8208\u8da3<\/p>\n<\/blockquote>\n\n\n\n<p>\u66f8\u4e2d\u8b1b\u5230\u4e00\u500b\u6545\u4e8b\uff0c\u6709\u4f4d\u91ab\u751f\u70ba\u4e86\u641c\u96c6\u8d85\u591a\u7121\u6575\u9435\u91d1\u525b\u516c\u4ed4\u800c\u8cb7\u4e86\u4e00\u68df\u623f\u5b50\u6536\u85cf\u3002\u67d0\u5929\uff0c\u8a18\u8005\u8a2a\u554f\u4ed6\u54ea\u500b\u516c\u4ed4\u8b93\u4ed6\u8cfa\u4e86\u6700\u591a\u9322\uff1f\u4ed6\u7adf\u751f\u6c23\u7684\u56de\u9053\uff1a\u300c\u6211\u641c\u96c6\u516c\u4ed4\u662f\u8208\u8da3\u800c\u4e0d\u662f\u70ba\u4e86\u8cfa\u9322\uff01\u300d\u7136\u800c\uff0c\u6545\u4e8b\u7684\u6700\u5f8c\uff0c\u4ed6\u4f9d\u7136\u9760\u8457\u516c\u4ed4\u548c\u9019\u68df\u623f\u5b50\u8cfa\u4e86\u4e0d\u5c11\u9322\u3002 \u6211\u8a18\u5f97\u300a<a href=\"https:\/\/skyreaderpapa.com\/the-psychology-of-money\/\">\u81f4\u5bcc\u5fc3\u614b<\/a>\u300b\u4e00\u66f8\u4e2d\u66fe\u7d93\u63d0\u5230\uff0c\u6295\u8cc7\u7406\u8ca1\u5176\u5be6\u662f\u4e00\u4ef6\u5f88\u793e\u4ea4\u5c64\u9762\u7684\u884c\u70ba\u3002\u6211\u5011\u5f80\u5f80\u5bb9\u6613\u5728\u4e00\u4e9b\u7279\u5225\u7684\u6295\u8cc7\u9805\u76ee\u4e0a\uff0c\u634d\u885b\u81ea\u5df1\u5c0d\u65bc\u8a72\u6295\u8cc7\u5546\u54c1\u7684\u7acb\u5834\uff0c\u50cf\u662f\u300c\u9ec3\u91d1\u3001\u671f\u8ca8\u3001\u52a0\u5bc6\u8ca8\u5e63&#8230;&#8230;\u300d\u7b49\u7b49\uff0c\u5176\u5be6\u4ee5\u9019\u4e9b\u8cc7\u7522\u7576\u524d\u7684\u72c0\u614b\u4f86\u8aaa\uff0c\u6211\u8a8d\u70ba\u90fd<strong>\u7a31\u4e0d\u4e0a\u662f\u6295\u8cc7\uff0c\u53cd\u5012\u8f03\u591a\u662f\u4fdd\u503c\u6216\u6295\u6a5f<\/strong>\u6210\u5206\u3002 \u8981\u8b93\u6295\u8cc7\u7684\u76ee\u7684\u660e\u78ba\uff0c\u81ea\u5df1\u7684\u5fc3\u4e0d\u8981\u6642\u5e38\u611f\u5230\u6416\u64fa\u4e0d\u5b9a\u7684\u89e3\u6c7a\u65b9\u6cd5\uff0c\u5c31\u662f\u8a8d\u6e05\u4e8b\u5be6\uff0c\u628a\u76ee\u7684\u660e\u78ba\u5206\u958b\uff0c\u8b93\u300c\u6295\u8cc7\u6b78\u6295\u8cc7\uff0c\u4fdd\u503c\u6b78\u4fdd\u503c\u3001\u4fdd\u7ba1\u6b78\u4fdd\u7ba1\u3001\u8208\u8da3\u6b78\u8208\u8da3\uff0c\u96c5\u857e\u6b78\u96c5\u857e\u5427\ud83d\ude02\uff01\u300d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%80%80%E4%BC%91%E7%9A%84%E7%9B%AE%E6%A8%99\"><\/span>\u9000\u4f11\u7684\u76ee\u6a19<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1290\" height=\"968\" data-src=\"https:\/\/i0.wp.com\/skyreaderpapa.com\/wp-content\/uploads\/2023\/01\/czNmcy1wcml2YXRlL3Jhd3BpeGVsX2ltYWdlcy93ZWJzaXRlX2NvbnRlbnQvbHIvcHg4MjU4MzctaW1hZ2Uta3d2dXg4ZDcuanBn.jpg?resize=1290%2C968&#038;ssl=1\" alt=\"Goal, target, success photo\" class=\"wp-image-4194 lazyload\" data-srcset=\"https:\/\/i0.wp.com\/skyreaderpapa.com\/wp-content\/uploads\/2023\/01\/czNmcy1wcml2YXRlL3Jhd3BpeGVsX2ltYWdlcy93ZWJzaXRlX2NvbnRlbnQvbHIvcHg4MjU4MzctaW1hZ2Uta3d2dXg4ZDcuanBn.jpg?w=1300&amp;ssl=1 1300w, https:\/\/i0.wp.com\/skyreaderpapa.com\/wp-content\/uploads\/2023\/01\/czNmcy1wcml2YXRlL3Jhd3BpeGVsX2ltYWdlcy93ZWJzaXRlX2NvbnRlbnQvbHIvcHg4MjU4MzctaW1hZ2Uta3d2dXg4ZDcuanBn.jpg?resize=300%2C225&amp;ssl=1 300w, https:\/\/i0.wp.com\/skyreaderpapa.com\/wp-content\/uploads\/2023\/01\/czNmcy1wcml2YXRlL3Jhd3BpeGVsX2ltYWdlcy93ZWJzaXRlX2NvbnRlbnQvbHIvcHg4MjU4MzctaW1hZ2Uta3d2dXg4ZDcuanBn.jpg?resize=1024%2C768&amp;ssl=1 1024w, https:\/\/i0.wp.com\/skyreaderpapa.com\/wp-content\/uploads\/2023\/01\/czNmcy1wcml2YXRlL3Jhd3BpeGVsX2ltYWdlcy93ZWJzaXRlX2NvbnRlbnQvbHIvcHg4MjU4MzctaW1hZ2Uta3d2dXg4ZDcuanBn.jpg?resize=768%2C576&amp;ssl=1 768w\" data-sizes=\"(max-width: 1290px) 100vw, 1290px\" data-recalc-dims=\"1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1290px; --smush-placeholder-aspect-ratio: 1290\/968;\" \/><noscript><img decoding=\"async\" width=\"1290\" height=\"968\" src=\"https:\/\/i0.wp.com\/skyreaderpapa.com\/wp-content\/uploads\/2023\/01\/czNmcy1wcml2YXRlL3Jhd3BpeGVsX2ltYWdlcy93ZWJzaXRlX2NvbnRlbnQvbHIvcHg4MjU4MzctaW1hZ2Uta3d2dXg4ZDcuanBn.jpg?resize=1290%2C968&#038;ssl=1\" alt=\"Goal, target, success photo\" class=\"wp-image-4194\" srcset=\"https:\/\/i0.wp.com\/skyreaderpapa.com\/wp-content\/uploads\/2023\/01\/czNmcy1wcml2YXRlL3Jhd3BpeGVsX2ltYWdlcy93ZWJzaXRlX2NvbnRlbnQvbHIvcHg4MjU4MzctaW1hZ2Uta3d2dXg4ZDcuanBn.jpg?w=1300&amp;ssl=1 1300w, https:\/\/i0.wp.com\/skyreaderpapa.com\/wp-content\/uploads\/2023\/01\/czNmcy1wcml2YXRlL3Jhd3BpeGVsX2ltYWdlcy93ZWJzaXRlX2NvbnRlbnQvbHIvcHg4MjU4MzctaW1hZ2Uta3d2dXg4ZDcuanBn.jpg?resize=300%2C225&amp;ssl=1 300w, https:\/\/i0.wp.com\/skyreaderpapa.com\/wp-content\/uploads\/2023\/01\/czNmcy1wcml2YXRlL3Jhd3BpeGVsX2ltYWdlcy93ZWJzaXRlX2NvbnRlbnQvbHIvcHg4MjU4MzctaW1hZ2Uta3d2dXg4ZDcuanBn.jpg?resize=1024%2C768&amp;ssl=1 1024w, https:\/\/i0.wp.com\/skyreaderpapa.com\/wp-content\/uploads\/2023\/01\/czNmcy1wcml2YXRlL3Jhd3BpeGVsX2ltYWdlcy93ZWJzaXRlX2NvbnRlbnQvbHIvcHg4MjU4MzctaW1hZ2Uta3d2dXg4ZDcuanBn.jpg?resize=768%2C576&amp;ssl=1 768w\" sizes=\"(max-width: 1290px) 100vw, 1290px\" data-recalc-dims=\"1\" \/><\/noscript><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u9000\u4f11\u751f\u6d3b\u8cbb\u7684 22 \u500d<\/p>\n<\/blockquote>\n\n\n\n<p>\u4f55\u6642\u624d\u80fd\u9000\u4f11\uff0c\u6709\u4e00\u500b\u597d\u8a18\u7684\u65b9\u6cd5\u55ce\uff1f \u66f8\u4e2d 22 \u500d\u7684\u8a08\u7b97\u65b9\u5f0f\u662f\u4f7f\u7528\u5e74\u652f\u51fa\u9664\u4ee55% \u7684\u5831\u916c\uff0c\u53e6\u5916\u518d\u52a0\u4e0a 2 \u5e74\u7684\u5b89\u5168\u908a\u969b\uff0c\u800c\u5f97\u5230\u7684\u6578\u5b57\uff0c\u6b63\u597d\u548c\u5e38\u807d\u5230\u7684&nbsp;<a href=\"https:\/\/rich01.com\/four-percent-rule\/\" target=\"_blank\" rel=\"noopener\">4% \u6cd5\u5247<\/a>\u76f8\u53bb\u4e0d\u9060\uff01 \u5206\u4eab\u9019\u500b\u91cd\u9ede\uff0c\u4e3b\u8981\u662f\u518d\u4e00\u6b21\u63d0\u9192\u81ea\u5df1\uff0c\u751f\u547d\u6240\u9700\u7528\u5176\u5be6\u771f\u7684\u6c92\u90a3\u9ebc\u591a\u3002\u5f9e\u4eba\u985e\u7684\u6b77\u53f2\u53ef\u4ee5\u770b\u898b\uff0c\u7121\u6b62\u76e1\u7684\u8ffd\u6c42\u5f80\u5f80\u5e36\u4f86\u7684\u662f\u6ec5\u4ea1\u7684\u958b\u7aef\u3002\u82e5\u80fd\u8d8a\u65e9\u638c\u63e1<strong>\u77e5\u8db3\u7684\u908a\u754c\u611f<\/strong>\uff0c\u6211\u60f3\u751f\u6d3b\u624d\u80fd\u8d8a\u5bb9\u6613\u6d3b\u5f97\u5f9e\u5bb9\u5feb\u6a02\u5427\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%9C%80%E9%87%8D%E8%A6%81%E7%9A%84%E4%BA%8B\"><\/span>\u6700\u91cd\u8981\u7684\u4e8b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" data-src=\"https:\/\/i0.wp.com\/images.pexels.com\/photos\/841130\/pexels-photo-841130.jpeg?w=1290&#038;ssl=1\" alt=\"\" data-recalc-dims=\"1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" \/><noscript><img decoding=\"async\" src=\"https:\/\/i0.wp.com\/images.pexels.com\/photos\/841130\/pexels-photo-841130.jpeg?w=1290&#038;ssl=1\" alt=\"\" data-recalc-dims=\"1\"\/><\/noscript><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u6295\u8cc7\u6700\u91cd\u8981\u7684\u4e8b\uff0c\u4e0d\u662f\u5224\u65b7\uff0c\u800c\u662f\u7d00\u5f8b\u3002<\/p>\n<\/blockquote>\n\n\n\n<p>\u8ad6\u6295\u8cc7\u65b9\u6cd5\uff0c\u4e0d\u5916\u4e4e\u57fa\u672c\u9762\u3001\u6280\u8853\u9762\u5169\u5927\u6d3e\u5225\u3002 \u7136\u800c\u7576\u5169\u7a2e\u65b9\u6cd5\u7814\u7a76\u5230\u4e86\u6700\u5f8c\uff0c\u6700\u7d42\u90fd\u9084\u662f\u8981\u56de\u6b78\u5230\u4eba\u6027\u9762\uff0c\u4e5f\u5c31\u662f\u4eba\u5f97\u4f9d\u64da\u6536\u96c6\u5230\u624b\u7684\u8cc7\u8a0a\u53bb<strong>\u8cab\u5fb9\u57f7\u884c<\/strong>\u3002\u4e0d\u8ad6\u8ca1\u5546\u662f\u5426\u96a8\u8457\u6642\u4ee3\u6f14\u8b8a\u9032\u6b65\uff0c\u5fc3\u4e2d\u4e5f\u7e3d\u6709\u4e00\u628a\u5c3a\uff0c\u77e5\u9053\u81ea\u5df1\u8a72\u600e\u9ebc\u505a\uff0c\u624d\u4e0d\u6703\u504f\u96e2\u6700\u7d42\u60f3\u9054\u6210\u7684\u76ee\u6a19\u3002 \u6211\u8a8d\u70ba\uff0c\u8b93\u6295\u8cc7\u884c\u70ba<strong>\u8d8a\u7121\u804a\u3001\u8d8a\u7c21\u55ae\u3001\u91cd\u8907\u505a<\/strong>\u5c31\u662f\u7d00\u5f8b\u7684\u5c55\u73fe\u3002\u5c31\u50cf\u6bcf\u4e00\u500b\u5049\u5927\u6210\u5c31\uff0c\u90fd\u662f\u900f\u904e\u91cd\u8907\u4e00\u4e9b\u5fae\u5c0f\u7fd2\u6163\u800c\u7d2f\u7a4d\u5f97\u5230\u7684\uff0c\u7d2f\u7a4d\u8ca1\u5bcc\u7684\u9053\u7406\u4e5f\u4e0d\u5916\u4e4e\u5982\u6b64\uff01<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%BE%8C%E8%A8%98\"><\/span>\u5f8c\u8a18<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8001\u5be6\u8aaa\uff0c\u6211\u5176\u5be6\u4e0d\u592a\u63a8\u85a6\u9019\u672c\u66f8\u3002 \u6709\u4e86\u5927\u91cf\u95b1\u8b80\u7684\u7d93\u9a57\u4e4b\u5f8c\uff0c\u6211\u89c0\u5bdf\u5230\u9019\u672c\u66f8\u95e1\u8ff0\u7684\u500b\u4eba\u7d93\u9a57\u504f\u591a\uff0c\u5be6\u8b49\u6bd4\u4f8b\u504f\u5c11\u3002\u518d\u52a0\u4e0a\u6709\u4e00\u4e9b\u6982\u5ff5\u548c\u65b9\u6cd5\u6211\u8a8d\u70ba\u9817\u5177\u722d\u8b70\u7684\uff01 <\/p>\n\n\n\n<p>\u8209\u4f8b\u4f86\u8aaa\uff0c\u7b2c\u4e00\u500b\u6211\u4e0d\u6562\u606d\u7dad\u7684\u6a19\u984c\uff0c\u5c31\u662f\u300c\u4e0d\u76f8\u4fe1\u4efb\u4f55\u4eba\u300d\u7684\u89c0\u5ff5\u3002\u6211\u652f\u6301\u66f8\u4e2d\u63a8\u85a6\u4f7f\u7528 ETF \u4f5c\u70ba\u6295\u8cc7\u5de5\u5177\uff0c\u4f46\u8981\u8aaa\u5230\u552f\u6709\u8cb7\u4fdd\u96aa\u5fc5\u9808\u76f8\u4fe1\u4eba\uff0c\u6295\u8cc7\u9818\u57df\u4e00\u6982\u90fd\u4e0d\u80fd\u76f8\u4fe1\u4eba\uff0c\u6211\u5c31\u89ba\u5f97\u9019\u6a23\u7c97\u66b4\u7684\u7d50\u8ad6\u592a\u904e\u6975\u7aef\u3002<\/p>\n\n\n\n<p> 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<\/p>\n\n\n\n<p>\u7e3d\u7d50\u4f86\u770b\uff0c\u9019\u662f\u4e00\u672c\u6709\u8457\u5927\u91cf\u5438\u775b\u6a19\u984c\uff0c\u537b\u642d\u914d\u904e\u65bc\u9b06\u6563\u7684\u5167\u5bb9\uff0c\u9700\u8981\u8b80\u8005\u7368\u7acb\u601d\u8003\u624d\u80fd\u5224\u65b7\u771f\u507d\u7684\u4e00\u672c\u66f8\uff0c\u7b2c\u4e00\u6b21\u628a\u66f8\u8a55\u5beb\u6210\u9019\u6a23\uff0c\u4e5f\u7b97\u662f\u4e00\u500b\u65b0\u7684\u91cc\u7a0b\u7891\u4e86\uff01<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u559c\u6b61\u9019\u7bc7\u6587\u7ae0\uff0c\u6b61\u8fce&nbsp;<strong>C.L.S.<\/strong>&nbsp;\u6216\u662f<a href=\"https:\/\/skyreaderpapa.com\/annual-review\/#newsletter\">\u8a02\u95b1\u96fb\u5b50\u5831<\/a>\u6536\u5230\u6700\u65b0\u6587\u7ae0\u3002<\/p>\n\n\n\n<p><strong>C<\/strong>omment\uff1a\u5728\u7559\u8a00\u5340\u5206\u4eab\u4f60\u7684\u60f3\u6cd5\u6216\u662f\u884c\u52d5&nbsp;&nbsp;&nbsp;<br><strong>L<\/strong>ike\uff1a\u6216\u662f\u6309\u500b\u559c\u6b61&nbsp;<br><strong>S<\/strong>hare\uff1a\u4e5f\u6b61\u8fce\u5206\u4eab\u7d66\u4f60\u7684\u89aa\u670b\u597d\u53cb<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u524d\u8a00 \u75ab\u60c5\u671f\u9593\uff0c\u5e38\u807d\u7684 podcast \u5176\u4e2d\u4e4b\u4e00\uff0c\u5c31\u662f\u5433\u6de1\u5982\u7684\u300a\u4eba\u751f\u5be6\u7528\u5546\u5b78\u9662\u300b\uff0c\u7bc0\u76ee\u4e2d\u5979\u7d93\u5e38\u4ecb\u7d39\u65bd\u6607\u8f1d\u4ee5\u53ca\u4ed6\u7684\u4f5b\u7cfb\u7406\u8ca1\u8853\u3002\u524d\u4e9b\u65e5\u5b50\uff0c\u6211\u4f7f\u7528 HyRead \u9810\u7d04\u9019\u672c\u300a\u96f6\u57fa\u790e\u7684\u4f5b\u7cfb\u7406\u8ca1\u8853\u300b\uff0c\u5728\u524d\u5169\u5929\u7a81\u7136\u901a\u77e5\u9810\u7d04\u66f8\u5230\u4e86\uff01\u6211\u8d81\u8457\u6628\u65e5 ACM \u4efb\u52d9\u822a\u7a0b\u4e2d\u5f88\u5feb\u628a\u5b83\u770b\u5b8c\u4e86\uff08\u5feb\u5230\u61c9\u8a72\u6c92\u6709\u4e00\u500b\u5c0f\u6642\uff09\uff0c\u7c21\u55ae\u5206\u4eab\u6211\u5438\u6536\u5230\u76843\u500b\u91cd\u9ede\uff01 \u6295\u8cc7\u7684\u76ee\u7684 \u6295\u8cc7\u6b78\u6295\u8cc7\uff0c\u8208\u8da3\u6b78\u8208\u8da3 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\u8981\u8b93\u6295\u8cc7\u7684\u76ee\u7684\u660e\u78ba\uff0c\u81ea\u5df1\u7684\u5fc3\u4e0d\u8981\u6642\u5e38\u611f\u5230\u6416\u64fa\u4e0d\u5b9a\u7684\u89e3\u6c7a\u65b9\u6cd5\uff0c\u5c31\u662f\u8a8d\u6e05\u4e8b\u5be6\uff0c\u628a\u76ee\u7684\u660e\u78ba\u5206\u958b\uff0c\u8b93\u300c\u6295\u8cc7\u6b78\u6295\u8cc7\uff0c\u4fdd\u503c\u6b78\u4fdd\u503c\u3001\u4fdd\u7ba1\u6b78\u4fdd\u7ba1\u3001\u8208\u8da3\u6b78\u8208\u8da3\uff0c\u96c5\u857e\u6b78\u96c5\u857e\u5427\ud83d\ude02\uff01\u300d \u9000\u4f11\u7684\u76ee\u6a19 \u9000\u4f11\u751f\u6d3b\u8cbb\u7684 22 \u500d \u4f55\u6642\u624d\u80fd\u9000\u4f11\uff0c\u6709\u4e00\u500b\u597d\u8a18\u7684\u65b9\u6cd5\u55ce\uff1f \u66f8\u4e2d 22 \u500d\u7684\u8a08\u7b97\u65b9\u5f0f\u662f\u4f7f\u7528\u5e74\u652f\u51fa\u9664\u4ee55% \u7684\u5831\u916c\uff0c\u53e6\u5916\u518d\u52a0\u4e0a 2 \u5e74\u7684\u5b89\u5168\u908a\u969b\uff0c\u800c\u5f97\u5230\u7684\u6578\u5b57\uff0c\u6b63\u597d\u548c\u5e38\u807d\u5230\u7684&nbsp;4% 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